Michael C. Cummings, CFP®, CEPA®, CRPC®

Michael Cummings founded Cummings Wealth Management with a clear mission: to elevate the standard of financial planning by delivering comprehensive, client-centered advice. Since entering the financial services industry in 2006, Michael has developed a deep belief that true financial planning extends far beyond investments and insurance. He is committed to building strategies that incorporate the full picture—estate planning, tax strategies, retirement goals, and more.

At Cummings Wealth Management, Michael works closely with retirees and pre-retirees to design tailored financial plans that strive to optimize every aspect of their financial lives. Whether through one-on-one guidance, client education events, or community seminars, he strives to be a trusted and objective resource for those seeking expert financial direction.

Growing up on Florida’s Treasure Coast, Michael then earned his Bachelor’s degree from the University of Florida. As a CERTIFIED FINANCIAL PLANNER™ professional, he upholds the highest standards of integrity, education, and ethics set by the CFP® Board.

Outside of his professional life, Michael enjoys adventures with his wife, Anissa, and their daughter, Avery. Together, they love fishing, diving, golfing, snowboarding, and cheering on Florida Gator Football.